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I agree with that sentiment. I have done a bit of crypto trading myself, and currently most of the speculation is driven by whitepapers and promises of improving one system or another. This is an actual app that can be used and tested. As of right now, I like what I see. Time will tell.

Ripple Labs is the only crypto team with the foresight to build an economic inflation control level into the model of a functioning fixed supply currency. It has meets all the requirements to achieve digital standard supported by the FED while also staying true to cryptos OG concepts. Great question, Cheers

I don't believe competing currencies or product ideas in general, which don't meet the protocol standards of Ripple Labs are inherently scams. Besides The Apollo development team is upgrading its underlying Blockchain. Unless your matching up ripple labs with the vanilla NXT code?

By the way. I'd like to continue the convo on my update since this last post if your down.

https://steemit.com/apollo/@evolvepi/apollo-currency-and-hermes-has-ceo-s-just-chillin-with-the-people-like-what-can-your-crypto-do-that