@monopoly-man The SEALs are paid by stealing and extorting money from citizens (taxation). They are agents of the biggest, most violent organized crime syndicate on the planet. They wouldn't exist in a stateless free market environment. More dangerous jobs would be more expensive and if the clients can't pay for it, they will have to turn to charity, crowdfunding, etc to raise the money or just accept that the job won't get done. Because kidnappings are so rare, and preventative measures are relatively cheap and easy to implement, kidnapping insurance would be cheap. At the end of the day, we are responsible for our own lives... and if I'm in a perfectly bitchy mood, I'll even go as far to say that people who refuse to take responsibility for themselves should die off, for the good of the gene pool. Natural selection is part of evolution and it ain't always pretty.