If you work for someone else, that person makes money from your work and only pays some of it back for your time.

Very well written! It’s like you are investing your time to this company and eventually you get a fixed share as a reward. It’s just like investing your money. Instead of your time money works for you. Being specialist, or being employed has it’s advantages and disadvantages. Specialist could be a great and very profitable business, but at the same time you have a great responsibility. When something goes wrong, you are the first one to be looked at. Just like you mentioned, not everyone can do it. When I was an employee, I worked 8am-3pm and didn’t have to worry about anything once 3pm hit. When I opened my own business, I left for work at 6am until 5pm and still having to take care of paperwork not motioning weekends working on estimates. Now, I’m still owning my small business, but I’m not that crazy working guy anymore. Family and being healthy became my priority. Your life has to be balanced. At the end, you can’t become a slave of your own business. We shouldn’t live to work, we should work to live and enjoy life as much as possible. I live in NY and people often forget to live their lives, instead they concentrate on their carriers.