THE HANDWRITING OF REQUIREMENTS WAS WIPED OUT

11 IN HIM YOU WERE ALSO CIRCUMCISED WITH THE CIRCUMCISION MADE WITHOUT HANDS, BY PUTTING OFF THE BODY OF THE SINS OF THE FLESH, BY THE CIRCUMCISION OF CHRIST,
12 buried with Him in baptism, in which you also were raised with Him through faith in the working of God, who raised Him from the dead.
13 And you, being dead in your trespasses and the uncircumcision of your flesh, He has made alive together with Him, HAVING FORGIVEN YOU ALL TRESPASSES,
14 HAVING WIPED OUT THE HANDWRITING OF REQUIREMENTS THAT WAS AGAINST US, WHICH WAS CONTRARY TO US. AND HE HAS TAKEN IT OUT OF THE WAY, HAVING NAILED IT TO THE CROSS.
15 HAVING DISARMED PRINCIPALITIES AND POWERS, HE MADE A PUBLIC SPECTACLE OF THEM, TRIUMPHING OVER THEM IN IT."
Colossians 2:11-15 (NKJV)

A number of things are stated or outlined in the above passage of the Bible that talked about the inheritance of believers:
a. Believers are circumcised in Christ by faith, without hands, and the body of sin is put off through this circumcision of Christ (Colossians 2:11). In other words, ability to live above sin, subdue or mortify the flesh, is given through the circumcision of heart.
b. Through the water baptism observed by a believer after being born-again, the person is identified with Christ, being buried with Christ in the baptism and also resurrected with Him through faith (Colossians 2:12).
c. Believers are made alive together with Christ having been forgiven all trespasses (Colossians 2:13).
d. Whatever had been written against a believer who is alive together with Christ has been taken out of the way or cancelled or nullified (Colossians 2:14).

Note:
There is this emphasis about the teaching of inherited curses and covenants. In the light of this passage of the Bible, such teaching is faulted. Whatever is done by your parents or ancestors that may have stood as a written evidence against your success or progress or fulfilment in life is annulled or cancelled or abolished, taken out of the way, as you come to Christ Jesus (Colossians 2:14).
Such allegations or indebtedness or written accusations are cancelled and nailed to the cross when you came to Christ Jesus (Colossians 2:14).

Being a disciple or being born-again is all about faith living. You are by faith identified with Christ on the cross, crucified with Him, buried with Him and resurrected or raised with Him from the dead (Colossians 2:12). If this is not believed or understood by a professed believer, such has not gotten the full understanding of the believers' basic or central tenets of faith.
This identification with Christ, of whoever is born-again or comes to Christ by faith, seems to be a ruse or lie or trick to some people. It looks too simple to be real for many people. People still want to believe that there should be a kind of rigorous work to be done in order to pay for one's past sins or wrong deeds.
They also want to believe that to access the God of justice, It should be more than just believing by faith that you are crucified and buried and resurrected or raised with Christ. There should be a sort of work that should be done, or the sacrifice that should be made, before one could be made right with God.
But the ways of God are full of simplicities; If care is not taken by a believer, what God is doing, or about to be done, could be taken for granted and not received—it would be too simple to be real or true in the person's sight!

This is the reason why some still find it difficult to believe that the handwritings or ordinances, also known as, curses or covenants that were against them, either inherited from their family or lineage, had been abolished or taken out of the way and nailed to the cross. Such people wanted to believe that they had to do a kind of rigorous work of prayer before they could be delivered from such curses or covenants or handwritings that are against them.
The true Christian living is all about faith, but If you cannot believe the Word of God, the Bible as it was written; you cannot but resulted to work—trying to get things done by rigorous prayer and some other gymnastic works.

Everything about Christianity, being born-again, is about faith, anything that is not of faith in God's Kingdom is sin (Romans 14:23).
This lack of faith or inability to comprehend or fathom the infinite wisdom of God has made some believers unable to embrace God's provisions made available for them through His Word, the Bible.
For instance, in the area of financial abundance or lifting or prosperity; some still find it difficult to believe and agree with the principle of giving or sowing in order to receive back. Even though the principle is explicitly written in the Bible (Luke 6:38), it still remains incomprehensible for any number of professed believers. This is the reason for the outrage against financial giving that leads to the prosperity of the saints or believers. It is being fought vehemently now on social media, some even call it transactional gospel. Although, the principle of giving has been bastardized or corrupted by some charlatans, wolves in sheep clothing, but that does not deny the fact that it is real and genuine and biblical. The fact that the principle is being abused or bastardized does not negate the authenticity of it biblically.

Thus, everything in the kingdom of God on earth is about faith. If you cannot believe or simply exercise your faith by believing whatever is written in the Bible as it was written there, you may not be able to walk with God and receive anything from Him (James 1:5-8).

Note:
a. There is no special prayer needed to be prayed before the handwritings—curses or covenants which are against you that was inherited from your lineage—could be broken or taken out of the way (Colossians 2:14).
b. You also would not need to do any special work or spiritual exercise for the principle of financial abundance or prosperity to work for you. You simply just obey the Scripture that says you should give and it shall be given to you (Luke 6:38).
c. You would also not need to buy any special cloth or bath in a particular river or climb a special mountain or do one special thing or another before whatever is written against you could be abolished or taken out of the way; only through your faith obedience in what the Bible says (Colossians 2:14).

The reason why your faith in God's Word is enough is that Jesus' sacrificial death and resurrection did a great blow to the devil and his kingdom. The devil and his cohorts were disarmed and made a spectacle or subjected to a public shame: "HAVING DISARMED PRINCIPALITIES AND POWERS, HE MADE A PUBLIC SPECTACLE OF THEM, TRIUMPHING OVER THEM IN IT" (Colossians 2:15 (NKJV).
Whatever a believer is doing should be done with the view or perspective of victory or being an overcomer through faith. What would make a believer victorious or an overcomer is faith: "FOR WHATEVER IS BORN OF GOD OVERCOMES THE WORLD. AND THIS IS THE VICTORY THAT HAS OVERCOME THE WORLD—OUR FAITH" (1 John 5:4 NKJV).

Your faith in the Word of God, believing that the devil and his cohorts are already defeated and disarmed makes you victorious potentially which eventually becomes a reality. Faith is invisible but it is not intangible. If you have it, it will show because it will produce results in your life and on whatever is applied.
Peace.